- October
10
2025 - 5
SpectroCoin Pro vs. Competitors Fee Comparison Calculator
| Exchange | Base Maker Fee | Base Taker Fee | Recommended For |
|---|---|---|---|
| SpectroCoin | 0.05% | 0.10% | Mid-tier Trader |
| Binance | 0.02% | 0.04% | High-volume Trader |
| Coinbase | 0.00% | 0.50% | Beginner/Long-term |
| Crypto.com | 0.00% | 0.10% | DeFi Enthusiast |
When you hear the name SpectroCoin Pro is a former professional‑grade crypto trading interface that was folded into the main SpectroCoin platform in 2023. The big question today is whether the original promise of a “pro”‑level exchange still lives up to its hype, especially now that every feature sits under a single app that also offers wallets, a Visa debit card, and even a personal IBAN. This review breaks down the current state of the service, the fee structure, the crypto selection, and how it stacks up against the giants like Binance and Coinbase.
TL;DR - Quick Takeaways
- SpectroCoin Pro no longer exists as a standalone product; its tools are now part of SpectroCoin’s all‑in‑one app.
- Supports 50+ cryptocurrencies, with plans to hit 75+ by late 2025.
- Spot trading fees range from 0.05% to 0.1% - higher than Binance but cheaper than Coinbase’s 0.5% for basic trades.
- Unique banking‑centric features: personal IBAN, SEPA Instant payments, and a crypto‑backed Visa card.
- Liquidity is modest (≈$15million daily volume) - may affect large orders.
What SpectroCoin Pro Actually Was
Founded in 2013 by Vytautas Karalevičius, SpectroCoin started as a straightforward crypto exchange. In 2019 they launched SpectroCoin Pro, a separate web‑based interface aimed at traders who needed deeper charting tools and faster order execution. By 2023 the company announced that the Pro platform would be retired and all functionalities merged into the core SpectroCoin app. The decision reflected a broader industry trend: users prefer one dashboard for trading, spending, and banking rather than juggling multiple specialized tools.
Current Feature Set (Now Under SpectroCoin)
The merged platform delivers a blend of exchange, wallet, and banking services:
- Buy, sell, and swap more than 50 digital assets, including top coins like Bitcoin, Ethereum, Litecoin, Ripple, Cardano, and stablecoins such as USDT and USDC.
- Leverage is capped at 1:1 - the platform does not offer margin trading or stop‑out mechanisms.
- Integrated crypto‑backed Visa debit card (issued in partnership with Visa) that can be topped up directly from the wallet.
- Personal IBAN accounts in the user’s name, enabling SEPA Instant transfers that settle in under 10 seconds.
- Crypto‑backed loans with interest rates ranging from 4% to 8% APR, depending on collateral.
Fee Structure - How Much Does It Cost?
Trading fees are tiered by volume but start at 0.05% for makers and 0.1% for takers. Compared with the market:
| Exchange | Base Maker Fee | Base Taker Fee |
|---|---|---|
| SpectroCoin | 0.05% | 0.10% |
| Binance | 0.02% | 0.04% |
| Coinbase | 0.00% | 0.50% |
| Crypto.com | 0.00% | 0.10% |
Deposit fees are minimal: €0.01 for SEPA (free), €0.50 for Visa (2.99% commission), and varied fees for e‑wallets like Skrill or Neteller. Withdrawal fees depend on the method - for example, SEPA withdrawals are free, while Visa withdrawals incur a 1% charge.
Pros and Cons - The Good, the Bad, and the Ugly
- Pros
- All‑in‑one solution: exchange, wallet, card, and IBAN in one app.
- Reasonable spot‑trading fees for a mid‑tier exchange.
- SEPA Instant makes euro transfers practically instantaneous.
- Customer service praised for responsiveness in English and Spanish.
- Cons
- Limited crypto selection versus Binance’s 250+ assets.
- Low daily trading volume (≈$15M) can lead to slippage on big orders.
- Verification can be cumbersome - users report 24‑72hour delays.
- Leverage limited to 1:1, which may deter experienced margin traders.
User Experience - What Real Traders Say
On Trustpilot (average 3.7/5 stars) users love the convenience of the Visa card and the ability to convert crypto to fiat on the go. One reviewer noted, “I’ve used the card in 12 European countries without a hitch - instant conversion saved me from ATM fees.” On the flip side, the same platform attracts criticism for its KYC process. A Google Play review from March2025 complained about repeated “address verification” failures and slow email support.
Reddit threads from early 2025 show a split: out of 42 comments about the IBAN feature, 27 users confirmed smooth onboarding, while 15 highlighted delays or document rejections. Overall sentiment hovers around “useful if you need banking features, but not ideal for high‑frequency traders.”
How It Stacks Up Against the Big Players
When you compare SpectroCoin to the market leaders, the picture becomes clearer:
- Binance - massive liquidity ($30+B daily), 250+ assets, up to 125× leverage. SpectroCoin falls short on volume and asset variety but wins on banking integration.
- Coinbase - user‑friendly, strong regulatory reputation, 0.5% fee for basic trades. SpectroCoin’s fees are lower, but Coinbase offers more robust insurance for custodial assets.
- Crypto.com - offers a Visa card and staking rewards up to 14.5%. SpectroCoin’s IBAN gives a more traditional banking feel, while Crypto.com leans toward DeFi rewards.
- Kraken - provides up to 5:1 leverage and deep order‑book depth. SpectroCoin’s 1:1 leverage makes it less appealing for margin enthusiasts.
In short, SpectroCoin is a niche player that prioritizes an all‑in‑one financial ecosystem over pure trading power.
Future Roadmap - What’s Coming Next?
The company’s 2025‑2026 roadmap promises several upgrades:
- Expand crypto support to 75+ assets, adding more ERC‑20 and TRC‑20 tokens.
- Launch multi‑signature wallets for enhanced security.
- Introduce a business payment processing suite with merchant fees cut to 0.5%.
- Roll out additional fiat corridors beyond EUR and GBP, targeting USD and CHF.
These moves indicate that SpectroCoin aims to cement its role as a hybrid fintech platform rather than re‑ignite a separate Pro exchange.
Verdict - Should You Use SpectroCoin Today?
If you value having a crypto wallet, a Visa card, and a personal IBAN under one roof, SpectroCoin offers a compelling package, especially for European users who need fast SEPA Instant transfers. However, if your primary goal is high‑volume trading, deep liquidity, or aggressive leverage, you’ll probably find Binance or Kraken more suitable. The modest fee schedule and decent customer support make it a solid choice for everyday crypto spenders, but the limited asset list and occasional verification hiccups keep it in the “mid‑tier” category.
Frequently Asked Questions
Is SpectroCoin Pro still available?
No. The Pro interface was discontinued in 2023 and all its features now live inside the core SpectroCoin app.
What cryptocurrencies can I trade on SpectroCoin?
Over 50 assets are supported today, including Bitcoin, Ethereum, Litecoin, Ripple, Cardano, Dogecoin, and major stablecoins like USDT and USDC. The roadmap aims for 75+ by the end of 2025.
How do the trading fees compare to Binance?
SpectroCoin charges 0.05%‑0.10% per trade, which is higher than Binance’s 0.02%‑0.04% for makers/takers but still lower than Coinbase’s 0.5% base rate.
Can I get a Visa card linked to my crypto balance?
Yes. SpectroCoin issues a Visa debit card that draws directly from your crypto wallet, allowing real‑time conversion when you spend.
What is the verification process like?
SpectroCoin uses a two‑tier KYC system. Unverified accounts have limited functionality; full verification typically takes 24‑72hours but some users report longer delays due to document quality issues.
About Author
I'm a blockchain analyst and crypto writer focused on turning complex tokenomics into clear, actionable insights. I examine emerging protocols, exchange mechanics, and on-chain data to help readers navigate markets confidently. I also publish practical guides on airdrop strategies and security best practices.
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Nathan Van Myall
October 10, 2025 AT 09:11SpectroCoin Pro's 0.05% maker fee looks decent for mid‑tier traders, but the platform's limited fiat on‑ramps can be a hassle. I've seen users mention slow KYC verification, which can delay getting funds moving. The UI feels a bit dated compared to Binance, yet the security features are solid. Overall, it's a viable option if you don't need ultra‑low fees.
debby martha
October 10, 2025 AT 20:46i think spectrocoin is okay but the website looks kinda clunky. not sure i’d recommend it over other exchanges.